The Reasons You Shouldn’t Use Your Retirement Money to Buy a House

Resist the urge to pull from your 401(k) to ensure that you’re truly financially prepared. Saving up for a down payment is difficult, and it can be fairly easy to get caught up in the excitement of house hunting. You may be tempted to break into your 401(k) to fund some of this down payment, Read More

Locking Your Social Security Number: Should You Do it?

Find out if locking your social security number is best for you. Keeping your personal information personal is now more important than ever. Between apps and credit card security breaches and high-tech breaches, identity thieves seem to have an almost endless supply of resources to tap into your information. If this is something that worries Read More

Home Improvement and Repairs and Taxes: What You Need to Know

Repairs and improvements aren’t always treated in the same fashion when it comes to taxes. Your first house may have been far from perfect: the 1970s themed wallpaper, the 40-year-old heater, an out of date refrigerator, and a basement that looked like something straight out of “The Conjuring” movies. Over the years, you may have Read More

Mortgage Preapproval Impacts on Credit Score

Find out how one too many credit checks for preapprovals can hurt your score. Luckily, you’ve got a mortgage preapproval letter in hand and a down payment stewing in your bank account! Getting preapproval could put your credit score in a precarious position. This is due to the fact that getting a preapproval requires a Read More

You Have Mortgage Options! Which Is Right For You?

What you need to know about your mortgage options.   You already know that buying a home is one of the biggest decisions your family will ever make, and you’re probably being very careful about the home you choose. You want to end up in the right one, after all. Similarly, you should be careful Read More

Making The Most Of Your Mortgage Process (To Pay The Least)

How To Be A Savvy Shopper For The Right Mortgage Applying for a mortgage might seem boring, but when you know the right way to navigate the process and start to discover all the ways you can save yourself money, it is not uncommon to get a little excited. We want to help you make Read More

“Know Before You Owe” Forms To Take Effect

Lenders Prepare To Implement New Mortgage Disclosures Following closely on the heels on working to implement the Consumer Financial Protection Bureau (CFPB)’s rules around Ability to Repay/Qualified Mortgage regulation, lenders are again having to rally to prepare for another major shift in the industry. Effective August 1, 2015, lenders will need to utilize a set Read More

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