Mortgage calculators
  • Avis Mortgage, Inc
    256 Papalaua
    Lahaina, HI 96761

    Tel: 800-711-AVIS (2847)
    Fax: 800-397-2345
    Email: dean@deanrathbun.com
  • Should I Pay Points to Lower My Interest Rate?

    Input Information
    Loan Information
    Amount : ($)
    Interest Rate : (%)
    Interest Rate with Points : (%)
    Length : (Yrs)
    Additional Information
    Points : (%)
    Your Savings Rate : (%)
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    Financial Analysis (Switch to Plain English)
      Without Points With Points
    Amount Financed : $250,000.00 $250,000.00
    Monthly Principal & Interests : $1,342.05 $1,266.71
    Monthly Payment Savings : $75.34
    Points Value : $2,500.00
    Monthly Investment Savings : $10.42
    True Monthly Savings : $64.92
    Break Even : 3 Years 3 Months
    Plain English Help (Switch to Financial Analysis)
    DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or it's applicability to your financial situation. Please consult your own financial advisor.