Application Checklist

Getting ready to apply? Here’s a list of documents you may be asked to supply:

Property-related

  • Copy of your signed contract including any riders
  • Verified document showing the deposit you made on the home, if any
  • Contact information for real estate agents, attorneys and other professional parties involved in the sale
  • Copy of the property listing sheet and any survey information or other legal description
property-related
income-related

Income-related

  • Copies of your two most recent paystubs as well as a year-to-date statement of earnings if available
  • Copies of your W-2 forms for the preceding two years (self-employed: full tax returns required)
  • Contact information for employers during the past two years
  • Green card or work visa if applicable
  • Also be ready to explain any periods of time during the past two years when you were not employed
  • Information about alimony, child support, Social Security or disability income your receive

Source of funds and down payment

  • Copy of signed contract for current home if proceeds are being used for purchase of new home
  • Savings, checking and money market statements for past three months
  • Copies of brokerage statements showing stocks and bonds owned
  • For gifts, provide a gift affidavit and a receipt of your gift
down-payment
existing-debts

Existing debts

  • List of contact information for credit card companies, banks or other lenders or entities with which you have loans, as well as account numbers, existing balances and monthly payments
  • Copies of last three monthly statements for each debt account
  • List of contact information for mortgage holders and/or landlords from past two years, as well as account numbers, existing balances and monthly payments
  • Copies of child support and/or alimony orders

This list is not intended to be complete; your lender may require additional documentation. Being cooperative and prompt in supplying additional documents will help speed your application process along.

Our Experienced Advisors Are Here To Show
How Easy It Is To Obtain A Mortgage Loan Contact Us