What Can I Do To Improve My Credit Score?

Your credit score is a three-digit number between 300 and 850, and it often fluctuates from one month to the next. This is because it’s based on the compilation of information your creditors report to the credit bureau. If you’re looking to borrow money soon, your credit score will affect your interest rates. Therefore, try these methods to improve your score before you apply.

  • Pay down your balances on credit cards, especially cards on which you are close to your credit limit.
  • Refrain from applying from credit you don’t need, because each application and new account decreases your credit score slightly.
  • Make payments on all of your credit-related bills on time every month. Automated payments can help you avoid missing due dates.
  • Check your current credit report and dispute any negative information that is not accurate. It would be a shame for your score to be artificially low because of a reporting mistake.

Whether you’re looking to buy a new home or want refinance home mortgage options, your credit score matters. Contact Avis Lending today to learn what interest rate you can get in Orange County with your current credit score.

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