Four Tips For Managing Your Mortgage In 2014

Updating and protecting your mortgage should become an annual routine if you want to pay it off as quickly as possible. Try these four tips to make the most of your lending experience.

Lock In Early

If you plan to start a new mortgage or refinance an existing one, do so as early as possible this year. The Federal Reserve has already forecasted that interest rates will rise as the months pass.

Don’t Be Afraid To Bargain

Shaving off a few thousand dollars off a price may take some work, but it is well worth the savings. Use your leverage as a buyer to your advantage.

Set Aside More

Cutting your expenses now could make it easier to get a mortgage this year. Changing your debt to income ratio and documenting it is a good way to become more attractive to lenders.

Avoid Overspending

Going with a competitive lender like Avis Lending in California can help you save. Contact us today to learn more about current rates and options, and we are happy to help you get the mortgage you need.

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