Mortgage calculators
  • Avis Mortgage, Inc
    256 Papalaua
    Lahaina, HI 96761

    Tel: 800-711-AVIS (2847)
    Fax: 800-397-2345
    Email: dean@deanrathbun.com
  • What if I Pay More Every Month?

    Input Information
    Loan Information
    Amount : ($)
    Interest Rate : (%)
    Length : (Years)
    Additional Payment
    Additional Payment : ($)
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    Financial Analysis (Switch to Plain English)
      Standard Additional Payment
    Monthly Payment : $1,342.05 $1,392.05
    Total Monthly Payments : $483,133.89 $461,835.60
    Interest Savings : $21,298.29
    Length : 30 Yrs 0 Mts 27 Yrs 8 Mts
    Time Saved : 2 Yrs 4 Mts
    Plain English Help (Switch to Financial Analysis)

    When it comes to a home mortgage loan, you can actually pay off the loan much more quickly and save a great deal of money by simply paying a little extra each month.

    If you take out a 30 year loan for $250,000.00 with a 5.000% interest rate, for example, your monthly payment (interest and principal only) will be $1,342.05. By the time the 30 year time period is complete, you will have paid $483,133.89 for your home.

    If you pay just $50.00 more each month, you will pay only $461,835.60 toward your home. This is a savings of $21,298.29. In addition, you will get the loan paid off 2 Years 4 Months sooner than if you paid only your regular monthly payment.

    DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or it's applicability to your financial situation. Please consult your own financial advisor.