Attention! Avoid These Mortgage Shopping Mistakes

Mortgage shopping can be stressful and confusing. So can all the refinance home mortgage options you’re presented with. Fortunately, you can make it easier by choosing a reputable lender and knowing what common mistakes you really should avoid. One major mistake people make is not checking their credit before they start the process. You should always know your credit score, so there won’t be any surprises when you apply for your loan.

Also, make sure you don’t apply for any other new credit at the same time. That can kill a mortgage before it ever gets off the ground. Shop around for your mortgage lender so you can find the best deal for your situation, and don’t skip the pre-approval. You need to know what the bank will let you borrow. Also think about how much house you really need, and don’t take on a mortgage that’s larger than you’re comfortable with.

To avoid making mistakes in your Orange County mortgage shopping, contact Avis Lending today.

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